It looks like I will get the British pension and am able to top up at the cheaper Class 2 rate. None of this would have happened without your help and advice! Thankyou so very much – you are really doing an awesome job.
Your retirement seems like a distant priority. But when you actually get there, do you really want lifestyle or financial FOMO? Here’s how some simple planning now can make a big difference to your standard of living.
Mental load - the planning, checking, list-making, remembering and all the other work you do in your head to manage your life. It often never ends and is invisible - while having a real economic effect on productivity.
Family members - especially grandparents - often play a big role in caring for the children of busy parents. But some may not be aware that their role as a carer might make them eligible for Centrelink benefits.