Superannuation changes introduced in 2017 have opened new opportunities whereby employees can use their superannuation to fund their insurance needs. These changes saw the timely abolition of the 10% rule.
Mental load - the planning, checking, list-making, remembering and all the other work you do in your head to manage your life. It often never ends and is invisible - while having a real economic effect on productivity.
Every market cycle provides opportunities for investors to improve their process for investing. The best thing to do is learn from past events & apply those lessons to your future investment strategies & circumstances.